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Buy now and pay over time with PayPal Credit

Subject to credit approval.

No Interest if paid in full in 6 months on purchases of $99 or more

  • Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
  • A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
  • No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
  • For New Accounts: Variable Purchase APR is 25.49%. The APR is accurate as of 3/1/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
  • Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.
  • Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

How PayPal Credit works

  • PayPal Credit is a reusable credit line you can use to shop online at millions of stores that accept PayPal.
  • Shop with trust, security, and flexibility when you pay with PayPal.
  • Click the PayPal button at checkout and pay with PayPal Credit.

Click here to view the PayPal Credit Terms and Conditions.

*Previous purchases are ineligible for offer. Offer is subject to change at any time.

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